[UK Credit Card] American Express Platinum Card UK (as of 1st March 2023)

[UK Credit Card] American Express Platinum Card UK (Valid until 2023/3/1)

If you are looking for a credit card that offers rich travel benefits and luxurious experiences, then the American Express Platinum Card UK (AMEX Platinum UK) may be your best choice. This card not only offers a high sign-up bonus but also many unique advantages that allow you to enjoy more convenience and comfort in your travels and daily life. This article will provide you with detailed information about the features and application process of this card, as well as how to get additional rewards through the Referral link.

American Express Platinum

Sign-up Bonus

The sign-up bonus for the American Express Platinum Card UK is 30,000 Membership Rewards (MR) points (historically up to 90,000), equivalent to a value of £300. To receive this bonus, you need to spend at least £4,000 within the first three months. MR points can be redeemed for various gift cards, cashback, travel bookings, or converted into miles or points of airline or hotel groups.

Annual Fee

The annual fee for the American Express Platinum Card UK is £575. Although this number may seem high, if you can make full use of the various benefits provided by this card, the annual fee is actually very worthwhile.

Travel Benefits

The American Express Platinum Card UK is a credit card designed specifically for travelers, offering the following travel benefits:

Airport Lounges: You and your Platinum supplementary cardholders can enjoy free access to over 1,400 airport lounges, including Priority Pass, Centurion Lounge, Delta Sky Club, and more. Regardless of which airline or cabin class you are flying, as long as you present your Platinum card and boarding pass, you can enjoy the dining, resting, and entertainment services provided by the airport lounges.
Hotel Membership Levels: You and your Platinum supplementary cardholders can automatically obtain membership levels of various hotel groups, such as Marriott Bonvoy Gold Elite, Hilton Honors Gold, Radisson Rewards Gold, and more. These membership levels allow you to enjoy benefits such as free breakfast, room upgrades, and late check-out.
Fine Hotels & Resorts: When you book partner hotels of Fine Hotels & Resorts (FHR) through American Express, you can enjoy benefits worth an average of £400 per stay, including daily breakfast for two, £100 credit (for restaurants or spas), room upgrades (subject to availability), and guaranteed 4 pm check-out.
The Hotel Collection: When you book partner hotels of The Hotel Collection (THC) through American Express, you can enjoy a £75 credit per stay (for restaurants or spas) and room upgrades (subject to availability) with a minimum stay of two nights.
Global Dining Credit: You can enjoy up to £300 dining credit per year at selected restaurants, including Hakkasan, Zuma, Roka, and more. You just need to register for this benefit in Amex Offers and then spend at the participating restaurants (specific restaurants can be checked on Resy) to receive the corresponding cashback.
Travel Insurance: When you book travel using the American Express Platinum Card UK, you and your family members can enjoy comprehensive travel insurance, including medical expenses, lost luggage, flight delays, and more. You can also purchase travel insurance for others and receive discounts.
Car Rental Benefits: When you rent a car using the American Express Platinum Card UK, you can enjoy membership levels of multiple car rental companies, such as Avis Preferred Plus, Hertz Gold Plus Rewards, and more. These membership levels offer benefits such as free car rental upgrades, extra points, or discounts.

Lifestyle Benefits

In addition to travel benefits, the American Express Platinum Card UK also offers the following lifestyle benefits:

Amex Offers: This is a regularly updated platform that allows you to earn cashback or points rewards when you spend at various brands and merchants. You just need to register for the offers you are interested in on the Amex App or online account, and then make the required purchases to receive the corresponding rewards.
Platinum Events: This is an event platform exclusively for Platinum cardholders, giving you the opportunity to participate in unique and memorable experiences such as concerts, movie premieres, food festivals, and more. You just need to stay updated on the event information in the Amex App or online account and make timely reservations to participate.
Concierge Service: This is a personal concierge service provided exclusively for Platinum cardholders, allowing you to get assistance anytime, anywhere. Whether it's making restaurant reservations, purchasing tickets, or arranging travel plans, you can contact the Concierge Service by calling the phone number on the back of your Platinum card and let them know what assistance you need.

Travel Insurance

When you book travel using the American Express Platinum Card UK, you, your family members (including spouse and children under 18), and your supplementary cardholders can enjoy comprehensive travel insurance, including:

Medical Expenses: Up to £2 million reimbursement for medical expenses, including ambulance, hospitalization, surgery, and more.
Personal Property: Up to £2,000 reimbursement for personal property loss or theft, including luggage, cash, passports, and more.
Flight Delays: If your flight is delayed for more than 4 hours, or canceled or missed connecting flights, you can be reimbursed up to £300 for additional expenses, including accommodation, meals, transportation, and more.
Trip Cancellation or Interruption: If you have to cancel or interrupt your trip due to accidents, illness, or other reasons, you can be reimbursed up to £7,500 for prepaid expenses, including airfare, hotels, activities, and more.

These insurances are automatically effective and do not require additional payment. However, there are some limitations and exclusions, such as:

Age Limit: The primary cardholder and supplementary cardholders must be under 70 years old; spouses and children must be under 80 years old.
Pre-existing Medical Conditions: If you have certain serious or chronic illnesses before departure that may affect your travel plans or require treatment, these conditions are not covered by the insurance.
Coverage Limitations: In some special circumstances (such as war, terrorism, nuclear radiation, etc.), the insurance may not be effective or only partially effective.

Therefore, please read the insurance terms carefully before departure and decide whether you need to purchase additional insurance based on your own situation.

Application Process

If you are interested in the American Express Platinum Card UK and meet the following criteria:

18 years old or above
UK resident
Annual income of at least £50,000
No adverse credit history

Then you can apply for this card through the official website.

However, before that, if you would like to support the blogger, you can apply through my Referral link, which will give you an additional 5,000 MR points bonus, equivalent to a value of £50. Moreover, you can also invite your friends or family members to apply for the American Express Platinum Card UK or other American Express cards through this link and receive more points rewards.

In conclusion, the American Express Platinum Card UK is a credit card that is highly suitable for travelers and those who pursue a high-quality lifestyle. It offers rich and unique travel benefits and lifestyle benefits.

Thank you for reading my blog, and I hope it has been helpful to you. If you have any questions or comments, please leave them below or contact me. I wish you a smooth application process and enjoyable travels!